10 CHARLES ST

Westwood Boro, Bergen County · Block 1805, Lot 9

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$395,205

Estimated annual tax: current net × 2.162 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +11.5% ($16,398,200 → $18,279,600).

Assessment

Land$3,206,400
Improvements$15,073,200
Net (taxable assessed, 2026)$18,279,600
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$18,279,600
2025 tax (MOD-IV billed)$354,529.08
Est. 2025 tax @ general rate$395,205
Mailing address (2026)500 FRANK W BURR BLVD #47, TEANECK; NJ, 07666

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 26 — Not a willing-buyer, willing-seller sale, for a reason outside the other codes marks it non-usable, or the price is a nominal amount.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 85.75% (often still reflecting the prior assessment base).

Building permits for 10 CHARLES ST

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Flood zone for 10 CHARLES ST

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Water and sewer for 10 CHARLES ST

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What the state maps say about 10 CHARLES ST

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Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $18,279,600 —
2025 $16,398,200 $354,529.08
2024 $15,557,200 $339,769.25
2023 $15,029,900 $344,635.61

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $15,029,900 94.49% $15,906,339 — —
2024 $15,557,200 100.00% $15,557,200 +3.5% -2.2%
2025 $16,398,200 91.19% $17,982,454 +5.4% +15.6%
2026 $18,279,600 100.00% $18,279,600 +11.5% +1.7%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 85.75% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $15,029,900 2.293 $344,636 $344,635.61 —
2024 $15,557,200 2.184 $339,769 $339,769.25 -1.4%
2025 $16,398,200 2.162 $354,529 $354,529.08 +4.3%
2026 $18,279,600 — — — pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$228,861 57.9%
County
$43,688 11.1%
Municipal
$122,656 31.0%
Regional / consolidated school (1.252)$228,861
County (0.228)$41,677
County open space (0.011)$2,011
Municipal purpose (0.637)$116,441
Municipal library (0.034)$6,215

Property details

Class4B — Industrial
Building class—
Building1SB
Land description6.5AC
Dwellings—
Commercial units—
Year built1964
Acreage6.5
Zoning—
Tax map page—
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$10,500,000 · 11/6/2019 · sale assessment $12,964,900 · SR1A 26 — Not a willing-buyer, willing-seller sale, for a reason outside the other codes
Deed book / page03432 / 00114

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer, the soil type, the 2012 wetlands map, and the Pinelands, Highlands, and coastal-zone maps are read at that same point. A historic district is shown only when the point falls in one. Those map readings are estimates, not a survey, not a permit decision, and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Soil name · Full disclaimer.